The thermometer in my back yard read -20.6 when I left the house this morning. I print and save a Net Worth Statement every quarter. I’ve been afraid to look at my 12/31/08 Net Worth Statement, assuming it would be down. Today I decided to face it. To my surprise, and with MUCH gratitude, I find it’s actually up! My 401k is down a lot, but my home value remains stable and I am able to consistently sock away a little bit every month. I got my HTC TouchPro PocketPC/Phone to sync with my Exchange Server!